The Plan that Cuts RMDs and Estate Taxes for You.
What Is The Tax-Free Trust Plan?
The Tax-Free Trust Plan integrates tax planning and trust planning to mitigate taxes and leave more to your family, rather than letting the IRS benefit most. Every retiree has a plan already—it’s just the IRS plan.
The TFTP is about taking back control.
Here’s How the Tax-Free Trust Plan Works
- Convert your tax-deferred accounts (like IRAs) using a Roth Rescue
- Fund the Tax-Free Trust with the converted assets (Avoids probate and estate taxes)
- Transfer those assets tax-free to your heirs.
Without Tax Free Trust Plan
- RMDs tax you annually
- Up to 40% estate tax
- Probate delays
- Assets taxed again at death
- RMDs eliminated
- Estate tax reduced/removed
- Private, fast asset transfer
- Tax-free legacy
Who Needs a Tax Free Trust Plan?
The Self-Planner
Goals: Basic retirement income, no estate tax risk
Needs: Simple IRA withdrawal plan, maybe a revocable trust
Reality: You probably don’t need this plan — yet. But it’s smart to learn early.
The Hand-Held Planner
Goals: Lower future tax liability, leave more behind
Needs:Help coordinating between accountant, estate attorney, and advisor
Reality: You may face estate taxes later and can benefit from a TFTP structure now.
The Legacy Builder
Goals: Eliminate RMDs, avoid probate, reduce estate tax exposure
Needs: A turn-key team to handle tax, trust, and investment components
Reality: You likely qualify for TFTP — and not acting could cost your heirs dearly.
Qualify For The Tax-Free Trust Plan In 3 Easy Steps
See Your Retirement Future with Precision
Your Licensed Tax-Free Trust Advisor will examine your current retirement accounts and determine (down to the penny) exactly how much you’re on track to earn from your investments (401K, IRA, TSP) and Social Security in retirement. Your Licensed Tax-Free Trust Advisor will also be able to tell you how much in Required Minimum Distributions (RMDs) you’ll be forced to take, and how much legacy you’ll leave to your heirs.
See Your Retirement Future with Precision
Your Licensed Tax-Free Trust Advisor will examine your current retirement accounts and determine (down to the penny) exactly how much you’re on track to earn from your investments (401K, IRA, TSP) and Social Security in retirement. Your Licensed Tax-Free Trust Advisor will also be able to tell you how much in Required Minimum Distributions (RMDs) you’ll be forced to take, and how much legacy you’ll leave to your heirs.
Compare Your Retirement with a Tax-Free Trust Plan
Your Licensed Tax-Free Trust Advisor will plug your numbers into our proprietary Tax-Free Trust Plan Retirement App that compares your current outlook to what your retirement, RMDs, and legacy would look like with a Tax-Free Trust Plan.
Compare Your Retirement with a Tax-Free Trust Plan
Your Licensed Tax-Free Trust Advisor will plug your numbers into our proprietary Tax-Free Trust Plan Retirement App that compares your current outlook to what your retirement, RMDs, and legacy would look like with a Tax-Free Trust Plan.
Maximize Your Wealth with a Tax-Free Trust Plan
Maximize Your Wealth with a Tax-Free Trust Plan
Customer testimonials
Priscilla L.
I said “goodbye” to RMDs and estate taxes with the Tax-Free Trust Plan! Now I’m telling all my friends.
David K.
The Tax-Free Trust Plan team removed RMDs for me and my heirs!
Cheryl & Dave B.
John R.
Frequently Asked Questions
How can I tell if I need to implement the Tax-Free Trust Plan?
Because in 2026, the estate tax exemption is being cut in half, which means even more Americans will be required to pay estate taxes. On top of that, Americans are realizing that RMDs are forcing them to pay more than their fair share of tax.
Why are Americans rushing to the Tax-Free Trust Plan right now?
If you have more than $500,000 in retirement savings (often in qualified accounts or real estate) and you’re concerned about RMDs and estate taxes you may need a Tax-Free Trust Plan.
What if I already have a trust?
Why hasn’t my accountant or financial advisor told me about this?
Do You Qualify For The Tax-Free Trust Plan?
By pre-qualifying, you are not committing to anything. This form simply provides our Licensed Tax-Free Trust Advisors the information they need to diagnose your retirement outlook and provide the best solution for you to pass on the most amount to your heirs possible.
